Engagement Ring Payments

Even for the mathematically inclined it s difficult to know what kind of budget to set for an engagement ring.

Engagement ring payments.

The special terms apr of 9 99 will apply to the qualifying purchase and 48 monthly payments equal to 2 5567 of the original special terms balance are required. If for example you are making 60 000 per year you should spend 10 000 on the engagement ring. Quick easy credit approvals with simple transparent terms. If you make 30 000 per year spend 5 000.

Special terms apply to qualifying purchases charged with approved credit. But if that s not your situation you should know your options. Special rate of 9 99 apr with 48 equal monthly payments 2 2 the diamonds direct credit card is issued by wells fargo bank n a. Checkout with apple pay.

Of course the best option is to save until you can afford to pay for the ring with cash. Aside from houses and cars a diamond engagement ring is one of the largest purchases most people make in their lifetimes. The good news is it s easier than you think. Common financing options include in house financing through the jeweler store credit cards and lease to own programs.

Engagement rings can be a significant investment but most jewelry stores offer some sort of financing program and many even have programs for those with less than perfect credit. See below on how we debunk this theory. If you re deciding how much to spend on an engagement ring there are several factors to consider. An engagement ring is just one of the many important financial commitments.

As with anything it s always best to save money ahead of time and pay cash for a modest engagement ring. While 5 900 is the national average cost of a ring the spend per couple varies. You should spend at least 2 months salary on the engagement ring. If you make 60 000 per year spend 10 000 on the engagement ring.

When my boyfriend asked me whether i would prefer a ring or a house i instantly said house. You should spend 2 months salary on an engagement ring. This helps you avoid buying a ring you can t afford and saves you from wasting money on interest. If your eyes glaze over when it s time to talk wedding budget you re not alone.

Complete your brilliant earth purchase on our mobile site using your apple pay account. Apply online in minutes today. If you would like to finalize your purchase using multiple credit cards or a combination of payment methods please call us at 800 691 0952. Our study found that one third of all respondents are spending between 1 000 to 3 000 on their engagement ring.